So close yet so far...

I have 1 section left to complete and then I need to finish the USPAP which is 15 hours. After all that, I will be done and they will mail me a certificate which then I can schedule to take the state exam. Now all I have to worry about is getting my 2000 hours as a trainee. The goal date to be completed of all the sections will be June 8th. As long as I can do 2 hours a day, I shouldn't have a problem completing it. I plan to study hard while I wait to take the state exam, hopefully it doesn't take longer than 2 weeks. I don't want to forget everything I learned cause I'm cramming my brain with information.


Stay tuned for my monthly Net Worth update...

Site Pal

Has anybody ever heard of the company Site Pal, your own virtual salesperson? This seems like an interesting concept and I'll be looking into it a little more.

Million Dollar Savings Club update

I started the Million Dollar Savings Club thanks to Bryan C Fleming a couple months back. A simple idea of automatic savings done weekly to an online account that yields about 5% interest. I've been saving $50 a week and it automatically gets transferred every Friday. I use this account as my "mid-term" savings in case of any type of small emergency. This is the same account that I used to pay for my online appraisal class. As of this day, I have $536.21. It feels great to have extra money and the best part is that I don't remember even saving it. All I know is that I must have at least $50 in my bank account every Friday and I let them do the rest. It really is a GREAT way to save. At the end of the year, you'll have saved around $2,500 at $50/week. I would like to be saving $100/week and I will start doing that once I get all my debt down which is on track for 2 more years. At $100/week, that's over $5,200 in savings by Christmas time. If you would like to read more about the Million Dollar Savings Club, please visit www.BryanCFleming.com

Appraisal shool and online poker

Just doing a little of both. 12 more sections left for appraisal school, then 15 hours of USPAP. Online poker, playing .25/.50 limit at Full Tilt Poker. If you play poker, check out www.wsop2k7.com and play at Full Tilt Poker.

New Credit Score

It seems that I may have hit a minor bump in the road. I received a new monthly credit score from TransUnion. It went from 600 to 562. The only thing I can think of to make my credit score decline is that I opened up 3 new credit cards. I haven't been late on any of my bills and I'm slowly taking away my debt, but I know that opening new accounts can hurt your score so I'm not too worried. I'll just keep doing what I'm doing and it'll eventually go up.

As far as my appraisal online course is going I'm about 65% done. I have a about 12 more sections left and then 15 hours of USPAP then I'll be done. Can't wait to take the state exam and hopefully I pass it in one shot. Work is going good, learning new things everyday.

Mothers Day

Happy Mothers Day to all the mothers out there. My sister and I ended up going to Best Buy and bought our mom a new washer and dryer. Got 12% off and 18 months no interest on the Best Buy card. We're splitting it down the middle so everything works out great. Hope everyone had a good one.

More Hours Online

This weekend I'm going to try and put as many hours as I can into my appraisal online course. This past week I haven't really gotten much done and I've given myself a 2 week period to finish everything up. I know this can be done and I HAVE to do. I sit at work and see how much all these appraisers are getting paid and it's ridiculous. $600 for 2 field reviews. $30 for desk reviews. I can't wait!


Did anybody watch Spiderman 3?

The Micro Grill

I'm in the process of buying one.

The Micro Grill

May Net Worth

Here is my 1st of the month Net Worth update.

Total Assets: $4,313
Total Debts: -$23,395
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Net Worth: -$19,082

Difference from last month: $693
Percentage Difference: 3.50%

NetWorthIQ Click here to see full details.

Just under $700 taken off this month. Not bad, as long as I get closer to 0, I'm happy with that.