Nothing New...

Nothing new going on over here on my side of the financial world. I'll be updating my net worth on May 1st. I've paid all my bills on time and I didn't run out of money so that's a good sign. I'm still working on my online appraisal courses. I'm probably about 33% done with it. Hopefully I'll be done with it by the end of May. That way I can take the state exam asap.

The NFL draft is officially over. I'm not a huge football fan but I am a Bears fan and I hope they picked up the people that they wanted. I got to watch some of the Bulls game vs the Heat. The Pistons are next on their list. Now only if the Cubs could win, I'd be a happy camper. Till next time...

New Credit Score

I just got an update today on my new credit score. Last month I was at 590, today I hit 600! Woohoo. My credit score has been increasing steadily every month since October 06. Paying my bills on time and time itself is the only way my credit score will increase to my goal of 750. As my debt to income ratio gets lower, and as long as I pay my bills, it can only go up! Things are looking good right now.

Started Appraisal School

I started the online appraisal school 2 days ago. I have to complete 90 hours before I can take the state exam and then I have to work 2000 hours as a trainee. Trying to finish everything asap. Back to the online course!

Paying off bills

The month is going by fast and all my bills are being paid on time without any problems. I've been averaging taking off about 1k in debt a month. At this rate, I should be out of debt in 20 months, and that's including paying off my car. My car is not really a priority to pay off, but I figure instead of 5 years of car payments, I'd rather try to get rid of it all together. Next week I should be starting appraisal school online. I'm trying to get certified before the end of the year because in 2008, all the requirements to become an appraiser go up. More hours of school basically.

I've also starting working out again every morning before work. Things are looking great right now...

Net Worth as of April 7 2007

Here is my 1st of the month Net Worth update.

Total Assets: $3,942
Total Debts: -$23,717
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Net Worth: -$19,775

Difference from last month: $2,082
Percentage Difference: 9.53%

NetWorthIQ Click here to see full details.

What a great month!! I've taken off about 2 thousand dollars in debt thanks to my tax return. My job is going good. Still trying to decide what I want to do. As for now I'm just saving. My next big obstacle is to get rid of my providian credit card which is about $3,000. I'm planning on paying off $400 a month so it should be gone in about 8 months. Till next time...

Back to reality

Just got back from vegas... had a great time.. first went to Tangerine at Treasure Island, then the next night went to Tao at the Venetian... Lets thank the woman to the left because she helped provide the best service... Bought 1 round of drinks for my cousins.

$30 to get into Tao
Free to get into Tangerine

$60 for drinks.

Not a bad 2 nights out. Happy 21st birthday to my cousin Joey drunk man on the right. Hope you had a blast.