$26 Billion, is that enough money?

I had a interesting discussion with a couple of friends of mine on Friday night. I asked if $26 Billion dollars would be enough and what would they do with it? We all agreed that $26 billions is MORE than enough. Heh, I really don't know how some superstars go broke after making their first million.

I listen to a lot of poker podcast shows and one of the topics were on richest people in the gambling world. They were talking about someone who was worth $26 billion. Then they started talking about how much money that actually is. If you think about it, you can basically buy anything you've ever wanted and still have money left over. You could give your mom, dad, brothers and sisters each 1 million, and that wouldn't even dent your net worth. Just imagine the possibilities. What would you do? Most people dream of being rich, but how much money do you actually want? At work, I get the chance to look at appraisals on homes that range from $100k all the way to 16 million. It's unbelievable how some people actually have this kind of money, but it gives me hope that it is actually attainable. My goal of $100k is just a small stepping stone of what I really want and hopefully I'm taking the right steps to getting there.

Lack of updates

Sorry for the lack of updates. Nothing new in my financial world except I've been playing a lot of poker lately. This is one of my true hobbies and passion. I get a natural high when I play, especially when I win and I've only been playing for about 2 years so I can only get better. Once I have a bout 5 years under my belt, then I'll be better off. As far as financials go, I've been on a steady trend of paying off debt while slowly trying to save. In the meantime, have a great weekend!

The Weekend..

The weekend is here! Nothing really new in my financial world. I'm trying a new approach to paying my car note. Since I get paid weekly on Friday's, I figured I should split up my monthly car payment by 4 and pay it weekly on each payday. I pay $333 a month so it breaks down to $83.25 per week. Maybe it's a physiological thing, but it makes it seem easier to pay off that way. Does anybody out there have any type of tricks to paying off their bills or debt?

Been playing more poker than ever. I also started listening to my poker podcast shows again. No more listening to crappy radio stations while I drive. Since I'm in my car almost 1 and a half hours each day, I might as well be productive. I guess I got some motivation after watching The Secret once more and listening to the audio book while driving to work. Check it out, it may or may not work for you. All I know is it's been bringing better things into my life.

The Secret (Extended Edition)

AGLOCO viewbar now available!

http://aglocotoday.blogspot.com/

Check out AGLOCO! I finally got the email that the viewbar is now available so I get paid to surf. In 1998, AllAdvantage came out where you get paid to surf online. I made $50/mo for a couple of months until it died out. Hopefully I can make some change, if you're interested check it out HERE!

Net Worth as of June 2, 2007

Here is my monthly Net Worth update.

Total Assets: $4,843
Total Debts: -$22,669
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Net Worth: -$17,826

Difference from last month: $1,256
Percentage Difference: 6.58%

NetWorthIQ Click here to see full details.

Wow, what a great month! $1,256 difference from last month and I thought I was spending more than I was saving. Just hacking away at my debt slowly but surely. I remember back in December when I was -$23k in the hole, now 6 months later, $6,000 down and only $17k left to go. At this rate, 17 more months of having the same spending and saving habits, I should be debt free. I really believe that this blog has helped me save because it gives me a clear path on my goal and I'm not "guestimating" how much I spend and save each month. I'm really glad I've been updating my networthiq page each month because I see that my assets is going up little by little, while my liabilities is going down.

On another note one of my former employers MSW is currently getting sued and I sent in my paperwork for the class action lawsuit. Hopefully I can get a couple of thousand from this lawsuit and it will all go towards my debt. Last year my other former employee T-Mobile got sued and I got around $1,200.

Half way through the year and...so far, so good.

Woohoo! Finally Finished!

I finally finished my appraisal online course. After 90 hours and a month of reading, I'm done! Now I just need to take the state exam and pass. My plan is to go over all the review questions and keep doing them until they're drilled in my head. I don't know exactly how long before I will actually take the test but I'll use that time to study. I believe I have 2 chances to pass the state test or I'll have to retake the entire course over again. I understood pretty much all of it and since I do work as a customer service rep at an appraisal company, I'm around it 8 hrs a day plus I get to talk to appraisers first hand and I pick at their brains. I find that going over any quality issues found on submitted reports from appraisers is one of the best ways to learn. I call them and let them know what to correct and most of them will do the corrections over phone. Then they just start to talk and I ask them questions like what they like about their job, how long they've been doing it and what type of advice they can give me if I wanted to become an appraiser. Most appraisers I talk to out there have been doing it for 20 years since the 80's and they all seem to like their job. I can't wait... I'm one step closer to becoming a trainee.